Fort Collins, Colorado Accepting New Patients
Primary Care Membership

Primary care, your way.

We built Starlight Health to be a different kind of primary care practice.

Our goal was simple: create a healthcare experience centered around time, access, and relationships. By operating as a membership-based practice, we're able to spend more time with each patient and provide a more personalized healthcare experience.

We offer two membership options that share the same commitment to personalized care, longer visits, and better access. The difference is simply whether you prefer to use your insurance through Concierge Membership or bypass insurance through Direct Primary Care.

Starlight Health primary care consultation
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Start with a free consultation

We’ll help you choose the option that fits your needs.

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Every Membership Includes

⏱️Longer Visits

30–60 minute appointments

🗓️Same/Next-Day Access

Because your health can’t wait.

📞Direct Access

Message, call, or text your care team directly.

👥Small Patient Panel

More availability. More personalized care.

🛡️Preventive Focus

Prevent problems before they start.

📋Care Coordination

Help navigating labs, specialists, imaging, and more.

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Concierge Membership

Starts at $85/month

Keep your insurance and add the time, access, and relationship benefits of membership-based primary care.

  • Insurance billed for covered visits
  • Remain in-network with participating plans
  • Copays, deductibles, and coinsurance may still apply
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Best for: patients with quality traditional insurance or Medicare who want longer visits, better access, and a more personalized primary care experience.
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Direct Primary Care (DPC)

Starts at $135/month

Bypass insurance for primary care and use a simpler, more transparent membership model instead.

  • No insurance billing for primary care visits
  • Many primary care services included with membership
  • Discounted cash pricing on additional services
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Best for: self-employed patients, families, high-deductible plans, uninsured patients, or anyone who prefers predictable cash-based primary care.
Why Membership?

More time starts with a smaller patient panel.

Membership allows us to care for fewer patients than a traditional high-volume primary care practice. That creates more capacity for longer appointments, easier access when something comes up, and a provider who has the time to understand your history, goals, and ongoing care.

1Smaller Panel

Fewer patients competing for the same appointment time.

2More Capacity

More room in the schedule for each patient.

3Longer Visits

More time to discuss concerns and plan care.

4Better Access

More availability when you actually need us.

Compare Your Options

Both memberships provide the same core access benefits. The main differences are how care is paid for, who is eligible, and which model best fits your situation.

Insurance

Concierge Membership

We continue to bill participating insurance plans for covered office visits and services.

Direct Primary Care

We do not bill insurance for your primary care visits. Your care is provided through the membership instead.

What You Pay

Concierge Membership

Membership starts at $85 per month. Copays, deductibles, coinsurance, and other insurance-based patient responsibilities may still apply.

Direct Primary Care

Membership starts at $135 per month. Many primary care services are included, with discounted cash pricing available for additional services.

Eligibility

Concierge Membership

Available to patients with participating traditional insurance plans, including Aetna, Anthem PPO, UnitedHealthcare, and Medicare.

Direct Primary Care

Available to most patients who want to bypass insurance for primary care. Medicare and Medicaid patients are not eligible for the DPC option.

Best Fit

Concierge Membership

A strong fit for patients with traditional in-network insurance who want more time, better access, and a smaller patient panel.

Direct Primary Care

A strong fit for self-employed patients, families, people with high-deductible plans, uninsured patients, or anyone who prefers a simpler cash-based model.

Frequently Asked Questions

Questions about Primary Care Membership

Here are answers to the questions we hear most often when patients are deciding between Concierge Membership and Direct Primary Care.

What's the difference between Concierge Membership and Direct Primary Care?

Both provide longer visits, easier access to your provider, and a smaller patient panel. Concierge Membership continues to bill your insurance for covered visits, while Direct Primary Care is a cash-based membership that does not bill insurance for primary care services.

Can I use my insurance with Concierge Membership?

Yes. We continue to bill participating insurance plans for covered services. Your normal copays, deductibles, or coinsurance may still apply depending on your plan.

Can I use insurance with Direct Primary Care?

Primary care visits are covered through your membership instead of insurance. Insurance may still be used for services outside our office such as specialists, imaging, medications, or hospital care.

Which option is more affordable?

That depends on your insurance and healthcare needs. Patients with strong traditional insurance often prefer Concierge Membership, while patients with high deductibles, no insurance, or self-employment frequently find Direct Primary Care offers more predictable costs.

How long are appointments?

Our membership model allows substantially longer appointments than a traditional primary care office, giving more time to discuss concerns, preventive care, and long-term health goals.

Can my family join?

Absolutely. We care for individuals and families and can help determine which membership option best fits each household.

How do I get started?

Schedule a consultation and we'll discuss your health goals, review your insurance situation if applicable, and help you choose the membership that best fits your needs.

Let’s find the right fit for you.

Schedule your free 15-minute consultation to learn more, ask questions, and choose the best path for your health.